Frequently Asked Questions (FAQs)

All round-ups are deposited directly into your Solarity Savers account, where they’ll start earning dividends automatically at Solarity’s highest available savings rate. These funds can also be accessed anytime, just like any other savings account.

Yes, Round Up Savings is powered by your Solarity debit card, so you’ll need a Solarity checking account to use the feature.

Round Up Savings is an automatic way to grow your savings without thinking about it. Every time you make a debit card purchase with your linked Solarity checking account, the purchase is rounded up to the next dollar, and the difference is transferred into your Solarity Savers account.

Over time, these small “round ups” can add up, helping you save more effortlessly while earning a higher rate on your Solarity Savers balance.

Yes! Solarity Savers is built to keep your funds accessible. You can transfer money out of the account at any time to your linked Solarity checking or savings accounts, or access it through online and mobile banking.

No, there is no balance cap on Solarity Savers. Your entire account balance can earn the highest rate when the monthly qualification requirements are met.

This means all eligible dividends and transfers in your Solarity Savers account have the opportunity to grow at the higher rate, giving you the most from your consolidated balance.

Qualifying transactions are everyday purchases and other account activities made with your linked Solarity checking account. These transactions help you meet the monthly requirement to earn the higher rate on your Solarity Savers account.

Examples of qualifying transactions include:

• Debit card purchases at stores or online
• Bill payments made from your checking account
• Automated payments (ACH or recurring transfers)
• ATM withdrawals, deposits and transfers
• Transfers made in online and mobile banking
• Checks and wires
• Loan payments from your checking account

By completing 20 or more qualifying transactions each month, your Solarity Savers balance can earn the account’s highest rate.

No, after your initial opening deposit (up to $1,000), you can’t make additional direct deposits into Solarity Savers.

The account is designed to grow automatically through eligible dividends from your Solarity savings and certificate accounts, as well as optional Round Up Savings transfers if you’re enrolled. This helps consolidate your earnings into one balance that can qualify for a higher rate when monthly requirements are met.

If you’d like to add more funds, you can deposit them into your eligible Solarity savings accounts, where they can begin earning dividends that flow into your Solarity Savers account.