Explore your business checking account options
We offer three flexible, convenient checking account options with 24/7 account access through Online Banking and our mobile app.*
Basic Business Checking
A straightforward solution with no monthly service fees to power the everyday needs of your business.
Value Business Checking
Take advantage of higher rates on certificates, lower rates on credit cards and access to a Personal Advisor.
Premier Business Checking
Earn a return on your money with larger rate discounts and access to a Relationship Manager.
Relationship Perks that grow your business
Available with Value and Premier Business Checking – unlock exclusive benefits and personalized financial guidance to help your business thrive.
Higher rates on certificates
Lower-than-market rates on credit cards**
Access to a personal advisor or relationship manager
Compare business checking accounts
| Basic Business Checking | Value Business Checking | Premier Business Checking | |
|---|---|---|---|
| Monthly service fee | $0 | $10 | $20 |
| Minimum balance to waive monthly service fee | --- | $5,000 | $10,000 |
| Business debit card transactions per month | Free | Free | Free |
| ACH - incoming | Free | Free | Free |
| ACH transfer to/from an external account | Free | Free | Free |
| Business bill pay | Free | Free | Free |
| Inclearing items: Paper checks written on your account (per month) | 15 free ($0.20 each add’l) | 25 free ($0.15 each add’l) | 35 free ($0.10 each add’l) |
Relationship Perks
| Basic Business Checking | Value Business Checking | Premier Business Checking | |
|---|---|---|---|
| Earn a return on your money | --- | --- | Yes |
| Lower-than-market rates on business credit cards** | --- | Yes | Yes |
| Lower rates on select lines of credit | --- | --- | Yes |
| Higher rates on business certificates | --- | Yes | Yes |
| Access to a Personal Advisor | --- | Yes | --- |
| Access to a Relationship Manager | --- | --- | Yes |
Business checking that's built for you
Crafted for businesses that are just starting out or building on an already strong foundation, our business checking accounts provide the flexibility and simplicity you need to manage your finances efficiently, without the burden of unnecessary fees.
No matter which account you choose, you'll enjoy easy access to your money and expert support to help your business grow steadily and confidently.
Everything you need to know about business checking
Business Checking lets you handle your finances with ease, so you can spend less time banking and more time running your business.
Convenient
Make purchases, write checks, transfer funds and more!
Online and mobile banking
Pay bills, deposit checks and manage accounts. Anytime, anywhere.
Branches and ATMs
Friendly, knowledgeable staff ready to assist and over 30,000 surcharge-free ATMs at your disposal.
Business banking resources
From getting started with the right documents to exploring loan options and finding quick answers to your questions, we've gathered the tools and resources you need to stay ahead.
Business account documentation checklist
Ready to open a business account? Let's start by making sure your paperwork is in order. Click below to review the documents you’ll need based on your business type.
Open checklist
Commercial loan calculator
Curious about how much financing your business could qualify for? Use our commercial loan calculator to explore your options and plan your next move with confidence.
Let's do the math
Business credit cards
Empower your business with Solarity’s Business Credit Card, offering flexible spending limits, competitive rates and the technology you need to manage expenses and streamline cash flow with ease.
Learn moreFrequently asked questions about business checking accounts
Opening an account is easy, and you can do it online, over the phone or in person at one of our branch locations.
We’ll need documentation and information about you and your business to establish your business account with us. Please refer to our helpful business account documentation checklist to learn more about what documents are needed for your type of business entity.
Please allow one business day for us to process your account application. If you have any questions, don't hesitate to call us at 800.347.9222.
Yes, Solarity offers business credit cards! Our business credit cards provide competitive rates and the flexibility you need to manage your business expenses easily. Whether you’re looking to streamline purchases or improve cash flow, we have a solution for you.
Yes, our business lines of credit provide flexible access to funds, allowing you to manage cash flow, cover unexpected expenses or seize growth opportunities. With competitive rates and convenient terms, you can borrow what you need, when you need it.
Yes! Through our partnership with Elavon, Solarity business banking members can take advantage of a suite of online, in-person, in-app or over-the-phone payment solutions designed to create a seamless and secure payment experience for customers.
Ready to get started? Click here to learn more and view limited-time offers.
It only takes a few moments to enroll in online banking. You will need to have a valid email address on file and answer a few questions to verify your identity.
If a valid email address is not on file, give us a call at 800.347.9222, and we'll be happy to assist you.
Click here: Enroll In Online Banking