Simple and reliable
Keep your business running smoothly with Solarity's Basic Business Checking account. Designed for businesses with fewer transactions, this straightforward account offers all the essentials you need to manage your finances with ease.
Enjoy no monthly service fee, no minimum balance requirements, and convenient access to your funds—so you can focus on growing your business with confidence.
Here's the scoop on Basic Business Checking
Affordable
No monthly service or minimum balance fees.
Convenient
Make purchases, write checks, transfer funds, withdraw cash and more!
Online and mobile banking
Access and manage your account 24/7, from anywhere.*
Access to 30,000+ ATMs
The Co-Op Network offers more fee-free ATMs than any major bank nationwide.
Our members say it best
Compare business checking accounts
| Basic Business Checking | Value Business Checking | Premier Business Checking | |
|---|---|---|---|
| Monthly service fee | $0 | $10 | $20 |
| Minimum balance to waive monthly service fee | --- | $5,000 | $10,000 |
| Business debit card transactions per month | Free | Free | Free |
| ACH - incoming | Free | Free | Free |
| ACH transfer to/from an external account | Free | Free | Free |
| Business bill pay | Free | Free | Free |
| Inclearing items: Paper checks written on your account (per month) | 15 free ($0.20 each add’l) | 25 free ($0.15 each add’l) | 35 free ($0.10 each add’l) |
Relationship Perks
| Basic Business Checking | Value Business Checking | Premier Business Checking | |
|---|---|---|---|
| Earn a return on your money | --- | --- | Yes |
| Lower-than-market rates on business credit cards** | --- | Yes | Yes |
| Lower rates on select lines of credit | --- | --- | Yes |
| Higher rates on business certificates | --- | Yes | Yes |
| Access to a Personal Advisor | --- | Yes | --- |
| Access to a Relationship Manager | --- | --- | Yes |
Business banking resources
From getting started with the right documents to exploring loan options and finding quick answers to your questions, we've gathered the tools and resources you need to stay ahead.
Business account documentation checklist
Ready to open a business account? Let's start by making sure your paperwork is in order. Click below to review the documents you’ll need based on your business type.
Open checklist
Commercial loan calculator
Curious about how much financing your business could qualify for? Use our commercial loan calculator to explore your options and plan your next move with confidence.
Let's do the math
Business credit cards
Empower your business with Solarity’s Business Credit Card, offering flexible spending limits, competitive rates and the technology you need to manage expenses and streamline cash flow with ease.
Learn moreFrequently asked questions about business checking accounts
Opening an account is easy, and you can do it online, over the phone or in person at one of our branch locations.
We’ll need documentation and information about you and your business to establish your business account with us. Please refer to our helpful business account documentation checklist to learn more about what documents are needed for your type of business entity.
Please allow one business day for us to process your account application. If you have any questions, don't hesitate to call us at 800.347.9222.
Yes! Through our partnership with Elavon, Solarity business banking members can take advantage of a suite of online, in-person, in-app or over-the-phone payment solutions designed to create a seamless and secure payment experience for customers.
Ready to get started? Click here to learn more and view limited-time offers.
Yes, Solarity offers business credit cards! Our business credit cards provide competitive rates and the flexibility you need to manage your business expenses easily. Whether you’re looking to streamline purchases or improve cash flow, we have a solution for you.
Yes, our business lines of credit provide flexible access to funds, allowing you to manage cash flow, cover unexpected expenses or seize growth opportunities. With competitive rates and convenient terms, you can borrow what you need, when you need it.
It only takes a few moments to enroll in online banking. You will need to have a valid email address on file and answer a few questions to verify your identity.
If a valid email address is not on file, give us a call at 800.347.9222, and we'll be happy to assist you.
Click here: Enroll In Online Banking