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Articles

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Can I use a cash-out refinance loan to buy a second home?

Can you tap into your home’s equity for cash-out refinance loans in Washington? Simply put, yes. You can replace your home loan with a new, larger loan.

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6 strategies for lowering your monthly mortgage payment

Check out these 6 ideas for lowering your monthly mortgage payment. You could save several hundred dollars each month, depending on which of these works for your situatio...

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What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...

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What services are available at credit unions in Yakima, Washington?

Everyone’s financial situation is different, and if you’re searching for a new financial institution, we’d like to invite you to consider a credit union.

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Is your new home ready for spring?

With a new home purchase, it’s important to take good care of your investment, and spring is a great time to do some general cleaning up around your home.

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5 tips for living more affordably in Washington

One of the most affordable places to live in Washington is outside of the city, but living economically often starts with obtaining a home loan with good rates.

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What does it mean to refinance a home mortgage?

What does it mean to refinance a home mortgage? Essentially, refinancing means your lender pays off your old mortgage with a new mortgage on your home.

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Take these 5 Steps to refinance a second home in Washington

The first steps to refinancing is knowing why you want to refinance your second home—or a first one—in Washington and then assessing the value of your home.

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When Is a good time to refinance your home?

When is a good time to refinance your home? It depends. There are four key considerations when deciding if it’s a good time to refinance your home.