What is a digital wallet?

A digital wallet securely stores your payment information on your mobile device so you can make purchases without reaching for your physical card. Whether you're buying coffee, checking out online or paying in an app, digital wallets make everyday purchases faster and more convenient.* Solarity members can easily add debit and credit cards to popular digital wallet apps and start paying in just a few minutes.


Bank smarter on the go

Digital banking plus digital wallets equals a better way to manage money! With Solarity online and mobile banking, you can monitor transactions, manage cards, transfer money and stay connected to your accounts anytime, anywhere.

Set up your digital wallet

Adding your Solarity card to a digital wallet is fast and easy! Choose your wallet app for specific instructions:


Apple Pay®


Add card
Google Wallet icon

Google Wallet™


Add card


Samsung Wallet™


Add card

Didn't see your digital wallet app of choice listed above? Here are a few more popular options:

Woman earning round up savings at grocery store

Why use a digital wallet?

Quick pre-approval home loan decisions Quick pre-approval home loan decisions
Faster checkout

Tap phone, watch or other smart device and pay in seconds.

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Added security

Digital wallets use encryption and tokenization to help protect your card information during transactions.

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Easy access

Keep your favorite payment methods, event tickets, boarding passes and more in one convenient place.

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Peace of mind

If your physical card is misplaced, your digital wallet can help you continue making secure purchases while you manage your account.

Fequently asked questions about digital wallets

Digital wallets are designed with multiple layers of security to help protect your financial information. When you add your Solarity debit or credit card to a digital wallet, your actual card number is not stored on your device or shared with merchants during transactions. Instead, a unique encrypted token is used to process payments.

Most digital wallets also require authentication, such as a fingerprint, facial recognition, passcode or PIN before completing a purchase. Combined with the security features already built into your Solarity card, digital wallets provide a safe and secure way to make purchases in stores, online and within mobile apps.

The best digital wallet is often the one that works seamlessly with your smartphone, smartwatch and preferred devices. Popular options include Apple Pay for Apple users, Google Pay for Android users, and Samsung Wallet for compatible Samsung devices.

All major digital wallets offer strong security features, fast contactless payments and broad merchant acceptance. If your Solarity debit or credit card is eligible, you can add it to the digital wallet that best fits your lifestyle and enjoy a convenient, secure payment experience wherever contactless payments are accepted.

Yes! Digital wallets make online shopping faster and more convenient by securely storing your payment card information. Instead of entering your card number every time you make a purchase, you can select your digital wallet at checkout and approve the payment using your device.

Many online retailers and mobile apps accept digital wallet payments, including Apple Pay®, Google Pay™ and Samsung Wallet®. Using a digital wallet can help streamline the checkout process while adding an extra layer of security through device authentication and encrypted payment technology.

Digital wallets integrate directly with many mobile apps, making it easy to pay without manually entering your card information. When a participating app offers digital wallet checkout, you can select your preferred wallet and authorize the payment with your device.

This streamlined process can help reduce checkout time, improve security and create a smoother experience when ordering food, booking travel, shopping online, paying for subscriptions or making in-app purchases. By connecting your Solarity card to your digital wallet, you can enjoy fast, secure payments across a wide range of apps and services.

To add your Solarity Visa® to your mobile wallet, you will have the option to receive a one-time passcode via text or email. You can also select "Call Bank," which will route you to a Visa rep who will then assist you to verify your information and get your card activated in your wallet.  For more information, visit our guide to setting up digital wallets. 

Read more about digital wallets

How to add a card to your digital wallet

Mar 14, 2025, 17:50 PM by David Barkholz
Going cashless? Smart move! Digital wallets make payments fast, safe and simple. No matter what device you use, adding a card to your digital wallet is quick and easy.

Going cashless? Smart move! Digital wallets make payments fast, safe and simple. No matter what device you use, adding a credit or debit card to your digital wallet is quick and easy. Let’s get that card added in no time.

What is a digital wallet?

A digital wallet is a secure way to store your payment cards on your phone, watch or other smart devices. Instead of carrying a physical wallet, you can make purchases with just a tap. Digital wallets use encryption and authentication to keep your information safe, making them a smart choice for both convenience and security. With more stores, apps and even transit systems accepting digital payments, it’s becoming an essential tool for everyday life.

How to add your card

Each digital wallet has a slightly different setup, but they all keep things easy. Here’s how to do it on your device:

Apple Pay® (iPhone, iPad, Apple Watch, Mac)

Apple Pay® lets you store your cards on your Apple devices for quick and secure payments. Follow the steps in the guide below to set it up.

Full Apple Pay Setup Guide

Google Wallet™ (Android™ phones and Wear OS)

Google Wallet™ makes paying simple with just a tap of your phone or smartwatch. Get started by following the instructions in the link below.

Full Google Wallet Setup Guide

Samsung Wallet™ (Samsung® phones and watches)

Samsung Wallet™ allows you to add your payment cards and access them easily when needed. Click the link below for the full setup guide.

Full Samsung Wallet Setup Guide

Garmin Pay™ (Garmin® Smartwatches)

Garmin Pay™ is a great option for contactless payments right from your wrist. Check out the setup guide below to add your card.

Full Garmin Pay Setup Guide

Why use a digital wallet?

On the fence? Here are some reasons why you might love it:

  • Fast: Just tap and go. No fumbling for cash or cards.
  • Safe: Your real card number stays hidden. Extra security for peace of mind.
  • Handy: No wallet? No problem. Your phone or watch has you covered.

Now that you know how easy it is, why wait? Add your Solarity debit card and other cards today to start tapping your way through life!

 

**Apple Pay® is a trademark of Apple Inc. Google Wallet™, Wear OS by Google™, and Android™ are trademarks of Google LLC. Samsung Wallet™ and Samsung® are trademarks of Samsung Electronics Co., Ltd. Garmin Pay™ and Garmin® are trademarks of Garmin Ltd. or its subsidiaries. Apple, iPhone, iPad, Apple Watch, and Mac are trademarks of Apple Inc.

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